Anyone injured while on-the-job likely has a number of questions. One of the most pressing after addressing health and recovery often involves compensation. Thankfully, lawmakers put in place protections to help those in this situation. These efforts established the workers’ compensation system, a system designed to efficiently provide funds for those who suffer workplace injuries.
But what does that mean? When will you get the money you need to pay your bills? The truth is the timeline may vary depending on the details of the situation. However, the following is generally applicable to most cases:
- Notice to employer: After receiving necessary medical care it is important to notify your employer of the injury within 15 days of the accident.
- Formal claim filing: You generally have one year from the date of the accident or one year of the employer or insurer refusing to provide compensation to file a formal workers’ compensation claim with the New Mexico Workers’ Compensation Administration.
Failing to adhere to these deadlines can result in the loss of your right to claim workers’ compensation benefits.
What can I do to better ensure I get workers’ compensation benefits?
Taking the right steps immediately after your injury can help protect your rights and simplify the claim process. In addition to reporting the injury to your employer and informing your supervisor or HR department about the injury, it is also wise to keep detailed notes about the incident and your injuries. If anyone saw the accident, gather contact information.
Going through this process is complicated and requires care to better ensure your rights are protected. It is important to advocate for your interests and remain aware of the key deadlines noted above. Remember, timely action is critical in protecting your rights and better ensuring you get workers’ compensation benefits after the accident.