Workers’ compensation is a valuable safety net for employees who suffer job-related injuries or illnesses. It ensures that they receive medical treatment and wage replacement when they cannot work due to work-related issues.
However, many individuals make mistakes during the claims process that can jeopardize their chances of receiving the benefits they deserve.
Failure to report injuries promptly
New Mexico saw 34,200 workers’ compensation claims as of November 5, 2023, according to the U.S. Department of Labor, but one of the most significant mistakes workers make failing to report a workplace injury promptly. This delay creates suspicion and leads to a denial of these claims. Therefore, as soon as an injury occurs or becomes apparent, workers should notify their employers.
Incomplete or inaccurate documentation
Some claimants also provide incomplete or inaccurate documentation. In the claim, these individuals need documentation of the incident, injury and medical treatment. Providing incomplete or inconsistent information can delay their claims or lead to denials.
Failing to seek medical attention
Some employees mistakenly assume that minor injuries will heal on their own. Delaying or forgoing medical attention can be a costly error. To have a strong workers’ compensation claim, those with any type of injury should seek immediate medical care, creating a treatment record.
Not following medical advice
Neglecting medical advice, like missing appointments or not completing prescribed treatments, can suggest that individuals’ injuries are not as serious as they claim.
Returning to work too soon
Some individuals rush back to work before they are fully recovered. This can harm their claims if they later experience setbacks or exacerbate their injuries.
For the best results, workers should spend time on their claims and make sure they provide as much detail as they can on their paperwork.